Frequently Asked Questions

What are unsecured loans?
Unsecured loans are loans that can be availed without pledging any security. It is a collateral free loan ideal for tenants, non-homeowners or anyone who do not have any asset to place against a loan.

Can I qualify for these loans despite being tagged with bad credit records?
At Bad Credit Unsecured Loans we are associated with lenders who do not take credit rating of borrowers into account for approval. Thus, you can qualify for our loan services no matter how bad your current credit score may be.

How long will I have to wait for an approval?
With us you will not have to wait for more than a few hours to gain an approval.

Am I free to spend the approved money for any purpose?
We put no restriction on the usage of the borrowed money. Thus, once you have gained it you are free to spend it for any purpose.

How do I apply?
The best way to apply with us is to make use of our short and simple application procedure. We will process your application immediately and get back to you with a solution in no time.

Do I have the right to cancel my application at any time?
Yes, you are free to cancel your application at any time as with us you are under no obligation.

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The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.